May 05, 2024

Machine Tool Finance Leasing: A combination of financing and melting materials to achieve a multi-win model


First, machine tool rental

Machine tool rental is divided into two types: operating lease and financing lease. Operating leases have been used by many companies. For example, if some enterprises have a large number of orders and the processing capacity is saturated, they will rent some equipment to other factories to process their own products and pay the rental fee. This is essentially the operating lease of machine tools. Machine tool financing lease refers to the enterprise choosing a good machine model and negotiating a good technical agreement with the manufacturer. The leasing company purchases the machine tool specified by the company, and then the leasing company leases the machine tool to the enterprise. The enterprise pays the rent in installments within the agreed time limit. The leasing company transfers the machine tool to the equipment manufacturer.

Second, the role of machine tool rental

Machine tool financing lease has the characteristics of combining financing and melting, and it is a multi-win business model.

For customers, machine tool financing leasing is a new type of corporate financial management tool.

On the one hand, machine tool leasing can realize financing to purchase machine tools and rapidly expand production. On the other hand, it can realize accelerated depreciation of equipment and enhance the accumulation of enterprise strength. In the case of sufficient enterprise orders, insufficient production capacity and lack of funds, enterprises can purchase equipment through financial leasing, expand production, and rapidly expand the production capacity of enterprises, and use the money earned by the equipment purchased by financial leasing to pay rent and realize the enterprise. Rolling development. In the case of good business benefits, with the approval of the relevant agencies, the rental rent can enter the production cost, realize the accelerated depreciation of the equipment, and strengthen the accumulation of the enterprise itself.

Machine tool leasing is a new sales model for machine tool manufacturers.

By selling machine tools through financial leasing, manufacturers can receive machine tool payments at one time, reduce the risk of receivables, improve the efficiency of capital use, and, due to the intervention of leasing, solve the problem that some enterprises need machine tools but insufficient funds to expand the market.

For leasing companies, machine leasing is an area of ​​professional development.

In cooperation with machine tool manufacturers, we can expand our business sources with the help of the manufacturer's sales network. At the same time, the manufacturers can exchange technical knowledge with customers in the early stage and strengthen the technical knowledge of customers in the later stage. Management of business risks.

Third, the basic business process

The basic operating procedures for machine tool financing leases are: recommendation or application → customer exchange → lease execution

From the actual situation of the current operation, the lease term is generally 1-3 years, the longest is no more than 5 years, and the leasing company also has certain requirements for the business scale. The business less than 1 million yuan is generally not accepted.

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